Indonesia’s Islamic banking share reaches 7.53 per cent in September
Financing grew 12.05 per cent year-on-year, while annual growth in customer deposits slowed to 7.48 per cent, according to OJK.
Islamic banks accounted for 7.53 per cent of Indonesia’s banking market in September 2026, compared with 7.44 per cent in August, the Financial Services Authority (OJK) said. The sector’s financing reached Rp757.32 trillion, with annual growth accelerating to 12.05 per cent.
At a Jakarta briefing on November 5, Hernawan Bekti Sasongko, deputy chair of OJK’s Board of Commissioners, reported sector assets of Rp1,108.45 trillion. That represented an increase of Rp18.77 trillion from August.
Financing increased by Rp8.62 trillion during September, according to OJK’s figures. Its year-on-year growth rate was higher than August’s 11.61 per cent. Customer deposits reached Rp853.75 trillion, against Rp848.98 trillion a month earlier, but annual deposit growth slowed from 12.12 per cent to 7.48 per cent.
For sharia commercial banks and business units, the gross non-performing financing ratio declined to 2.28 per cent from 2.30 per cent. Their financing-to-deposit ratio increased from 87.62 per cent to 88.17 per cent.
OJK also issued Regulations of the Board of Commissioners Members (PADK) Numbers 12 and 13 of 2026. The measures introduce tighter capital compliance requirements and operating guidelines for Sharia Rural Banks (BPRS).
Beyond banking, sharia financing receivables held by multifinance companies totalled Rp32.17 trillion in September, rising 7.91 per cent year-on-year. Separately, Deputy Coordinating Minister for Economic Affairs Dradjad Hari Wibowo said disbursements under the Sharia-compliant People’s Business Credit programme reached Rp14.42 trillion by late September, supporting more than 146,000 MSME debtors.
