Indonesia’s bank lending growth eases to 13.26% in September
Investment loans led growth by loan purpose, while corporate borrowers recorded the fastest increase among debtor categories, according to OJK.
Bank lending in Indonesia expanded by 13.26 per cent year on year in September 2026, down from 13.65 per cent the previous month, according to the Financial Services Authority (OJK).
Dian Ediana Rae, OJK’s chief executive of banking supervision, presented the figures at a press conference on 5 November. Investment lending recorded the strongest growth by loan purpose at 23.22 per cent, followed by working capital loans at 11.89 per cent and consumer credit at 4.86 per cent.
Among borrower categories, corporate lending grew fastest, rising 21.31 per cent year on year. Growth in loans to micro, small and medium-sized enterprises accelerated to 2.68 per cent from 2.32 per cent in August, Dian said.
By bank ownership, domestic private commercial banks led lending growth at 16.98 per cent year on year in September. State-owned banks recorded growth of 14.78 per cent.
Dian also reported that buy now, pay later credit recorded in the SLIK credit information system reached Rp31.57 trillion. It increased by 26.68 per cent year on year, compared with growth of 29.10 per cent in the preceding month.
