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About 25 million Indonesian adults lack bank accounts

Indonesia’s deposit insurer is helping align participant data and eligibility criteria for the government’s One Person One Account programme.

By Maya Santos

Illustration of a bank account passbook and banking documents
Photo: CNBC Indonesia

An estimated 25 million people aged over 17 in Indonesia do not have a bank account, according to data compiled by the Indonesia Deposit Insurance Corporation (LPS). The agency’s chairman, Anggito Abimanyu, gave the figure at a KSSK press conference in Jakarta on 3 November 2026.

The estimate is one of the figures informing government efforts to widen access to accounts. Anggito said LPS supports the government’s Satu Orang Satu Rekening, or One Person One Account, programme, which seeks to increase account ownership.

LPS is coordinating with relevant ministries and agencies on the programme. Its work focuses particularly on aligning data and the criteria for prospective participants, Anggito said.

He said coordination between institutions was expected to help efforts to extend account ownership reach people who have not previously had access to formal financial services.

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