Indonesia sets Rp394.2 trillion for government credit programmes in 2027
The KUR scheme has the largest allocation at Rp325 trillion, with separate funding for housing, agriculture and other borrowers.
Indonesia has agreed on Rp394.2 trillion for government credit programmes in 2027, Coordinating Minister for Economic Affairs Airlangga Hartarto said on 11 November 2026. The allocation is higher than the Rp337 trillion budget ceiling for 2026.
Speaking in Jakarta after a coordination meeting of the People's Business Credit (KUR) Policy Committee, Airlangga said the funding covered several lending schemes. KUR accounts for the largest share, with Rp325 trillion allocated for 2027.
The other allocations he outlined include Rp30 trillion for the housing credit programme and Rp30 trillion for lending to underprivileged women. Agricultural business credit is allocated Rp1.4 trillion, while the credit scheme for labour-intensive industries has Rp600 billion.
From 2015 through October 2026, government credit programmes disbursed Rp2,440 trillion across 58.1 million loan agreements. Production sectors received 68 per cent of the financing, while the non-performing loan ratio stood at 2.14 per cent.
