BNI net profit rises 6.6% to Rp16.1 trillion through third quarter
The Indonesian bank reported 22.2% annual loan growth, while its gross non-performing loan ratio improved to 1.9%.
PT Bank Negara Indonesia (Persero) Tbk. (BBNI) reported net profit of Rp16.1 trillion through the third quarter of 2026, up 6.6% from a year earlier. Pre-provision operating profit reached Rp27.5 trillion, an increase of 11.6% and the bank’s highest for the period.
Net interest income rose 13.6% year on year to Rp33.2 trillion, while income from fees increased 8.3% to Rp13.9 trillion. Lending expanded 22.2% to Rp992.5 trillion, with the gross non-performing loan ratio improving to 1.9%.
Current and savings account deposits totalled Rp733.7 trillion, up 19.6% from a year earlier. BNI said the growth was spread across all segments.
Through September 2026, current account deposits grew 25.9% year on year. BNI compared that with industry growth of 9.8%, based on August 2026 data. Its current account market share rose 120 basis points to 13.2%, while its savings market share increased 10 basis points to 9.2%. Savings deposits grew 11.6%.
In a written statement dated 27 October 2026, BNI president director Putrama Wahju Setyawan attributed the performance to stronger fundamentals and risk management. He said the bank remained focused on prudence, productivity and disciplined risk controls amid challenging market conditions.
