FIFGROUP says bad-loan conditions improve, with no extra credit tightening
The Indonesian financing company says its non-performing loan level is below the industry average, but has not disclosed a percentage.
Indonesian vehicle financing company FIFGROUP says its non-performing loan (NPL) position in 2026 is better than in 2025, while it has introduced no additional tightening of its lending procedures. The company did not disclose an exact NPL figure.
Arifki, FIFGROUP’s New Motorcycle (NMC) Department Head, gave the assessment after the FIFGROUP-IMOS 2026 media gathering at Cibis Park in South Jakarta on 12 November 2026. He said the improvement was also supporting motorcycle purchases financed through credit.
Asked about consumer defaults, Arifki said repayment conditions had improved. He also put FIFGROUP’s NPL level below the average for the industry represented by the Indonesian Financing Companies Association (APPI), without providing a percentage for the company.
On credit screening, Arifki said FIFGROUP continued to apply its existing prudential procedures in accordance with Financial Services Authority (OJK) regulations. He said the company had not imposed any special, stricter requirements beyond those already in place.
