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Bank bjb prioritises food-security lending to small businesses

The Indonesian bank says it has extended Rp3 trillion to MSMEs and other borrowers that meet the sector’s size criteria.

By Maya Santos

Sheep on a livestock farm in Indonesia
Photo: CNBC Indonesia

Indonesia’s bank bjb is making micro, small and medium-sized enterprises linked to food security a lending priority, finance director Hana Dartiwan said on 10 November 2026.

Speaking at Road to CNBC Indonesia Awards 2026 ‘Best Banks’, Hana said the bank had financed businesses raising sheep, dairy cattle, cattle for trade and laying hens. It is also working with OJK and local governments to help develop new entrepreneurs, particularly in food-security sectors.

The bank has provided Rp3 trillion in loans to MSMEs and borrowers whose size meets MSME criteria, Hana said. That figure was not presented as lending solely to food-security businesses.

Bank bjb also sees positive prospects for financing local governments as development programmes and efforts to improve public services continue. Hana described the regional development bank as a partner supporting local development and economic potential.

Separately, the bank plans to develop a platform similar to DIGI bank bjb, specifically for non-consumer lending, to enable real-time financial transactions by smartphone. Hana said the existing bjb DIGI service has nearly 2 million users and helps the bank maintain customer engagement.

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