fundivi Launches Hybrid Lending Platform Combining Direct Capital With a Partner Lender Network
Sep 16, 2026
The Brooklyn-based financial technology company now pairs its own funding capacity with partner lenders to place commercial financing applications from businesses in the United States and Canada.
Brooklyn, New York, September 16, 2026 -- fundivi, a financial technology funding platform based in Brooklyn, New York, has launched a hybrid lending platform for small and mid-sized businesses in the United States and Canada. The platform combines fundivi's direct in-house funding capacity with a network of partner lenders, so that an application can be placed with whichever source fits the business's circumstances.
The platform covers commercial financing products including working capital, lines of credit, term loans, SBA loans, bridge capital, asset-based lending and receivables factoring. Applications are assessed through cash flow underwriting alongside credit history, which the company says gives a fuller picture of a business's financial position. Final terms, rates and amounts are determined during underwriting review and are not guaranteed before approval.
Business owners can begin with a pre-qualification step on the company's website, fundivi, which does not involve a hard credit inquiry. The company has also published a set of business funding guides explaining how each financing product works and how eligibility is assessed.
"The hybrid model lets us match a business with an appropriate product instead of putting every applicant through the same process," said Steven Kay of fundivi. "Where our own capital is not the right fit, a partner lender may be, and the business only has to apply once."
Under the hybrid model, fundivi funds some applications directly and refers others to partner lenders whose criteria match the business, using a single application. The company says the arrangement is intended to widen the range of businesses that can be considered, including those whose credit history alone would not qualify them with a single lender. Information on each business loan product, including eligibility criteria and typical documentation, is published on the company's website.
fundivi's operating team has worked in commercial finance since 2020. The company serves businesses at a range of sizes and stages, from sole proprietors to established firms with existing borrowing.
About fundivi
fundivi is a financial technology funding platform offering business loans and working capital financing to businesses in the United States and Canada. The company combines an online application process and its own underwriting tools with direct lending capacity and a network of funding partners.
Contact Info:
Name: Steven Kay
Email: Send Email
Organization: fundivi
Website: https://www.fundivi.com
Video URL: https://www.instagram.com/p/DdJmyKajHy8/
Release ID: 89203476
If you come across any problems, discrepancies, or concerns related to the content contained within this press release that necessitate action or if a press release requires takedown, we strongly encourage you to reach out without delay by contacting [email protected] (it is important to note that this email is the authorized channel for such matters, sending multiple emails to multiple addresses does not necessarily help expedite your request). Our committed team will be readily accessible round-the-clock to address your concerns within 8 hours and take appropriate actions to rectify identified issues or support with press release removals. Ensuring accurate and reliable information remains our unwavering commitment.
The business behind TikTok livestreaming
MANILA, Philippines — For many Filipinos dreaming of making it online, the traditional route has often pointed toward Manila. But from Cagayan de Oro, a cohort of singers, dancers and natural conversationalists is testing whether a smartphone, a stable audience and several hours of livestreaming can offer another way in. READ: From trends to truth: TikTok’s
For social service organizations, high trust does not pay the bills
MANILA, Philippines — Filipinos are hardly short on malasakit (compassion). Even when there is little to spare, the instinct to help runs deep. Such cultural trait has helped sustain a strong tradition of giving in the Philippines. But goodwill alone cannot keep the social services offered by civil society running. READ: Red tape limits NGO role
AI boom poses fresh risks for small enterprises
GENEVA, Switzerland — Technology has long streamlined business operations and slashed operational expenses, yet the advent of artificial intelligence (AI) poses a new set of risks for micro, small and medium enterprises (MSMEs) across Southeast Asia, including the Philippines. While AI presents opportunities for innovation and growth, Matthew Wilson, ambassador of Barbados to the World Trade
ERC: Scrapping of VAT on system loss charges likely to reflect in November electricity bill
The scrapping of the value added tax on the allowable system loss charges imposed by power utilities is likely to reflect in consumers' November electricity bill, the Energy Regulatory Commission said on Sunday.
Weekend Long Read: Why emerging economies in Asia face a tougher road to growth
A war, an AI boom and a stubborn set of structural limits are splitting Asia's emerging economies into winners and squeezed. As the IMF and World Bank prepare to meet in Bangkok, the July forecasts rest on assumptions that have not held so far.
DA says higher palay prices offer relief amid rising farm costs
The Department of Agriculture (DA) welcomed the year-on-year increase in palay prices in August, saying stronger farmgate returns could provide rice farmers with a buffer against rising fuel, transport, and other input costs.
Beyond square metres: The new measure of a Filipino home
What does an affordable condominium in Cavite share with a sail-shaped beachfront tower in Batangas? On paper, very little. One is aimed at buyers taking an early step onto the property ladder; the other promises a premium coastal lifestyle. Between those points are suburban communities in Luzon, high-rise homes in Cebu and Davao, a nature-led
DA: P104M insurance claims paid to farmers hit by storms, Habagat
The Department of Agriculture (DA) on Saturday said the Philippine Crop Insurance Corp. (PCIC) has paid P104.1 million in insurance claims to thousands of farmers and fisherfolk affected by the enhanced Southwest Monsoon (Habagat) and recent tropical cyclones.
The new routes of Philippine property
A Cebu developer has secured sites in Pasig and Cavite. In Tarlac, an industrial estate is being built as a long-term base for manufacturing and logistics. Along the Batangas coast, residential development is combining resort living with environmental standards, while a company rooted in Mindanao is operating across housing, hospitality, agri-residential communities, and industry. For
Deputy Speaker Garin: House may consider Meta ban if it ignores call for PH office
Deputy Speaker Janette Garin on Saturday said banning Meta, the parent company of Facebook and Instagram, could be an option if it continues to ignore the Philippine government's call for the company to establish a local office in the country.
Focused ultrasound could be the next big cancer breakthrough for hard-to-treat tumours
Precisely targeted sound waves could mark a major advance in treating pancreatic cancer and glioblastoma – an aggressive form of brain cancer – within a few years, according to a leading advocate of the technology. Researchers in Hong Kong and around the world are testing whether the approach can help treat tumours that are among the most challenging to manage. “The next big breakthrough in the near future will be more effective treatments for … glioblastoma and pancreatic cancer,” said Dr Neal...
SEC tightens accreditation rules for auditors of gov’t contractors
MANILA, Philippines — The Securities and Exchange Commission (SEC) has tightened audit requirements for companies with government contracts as scrutiny of public infrastructure projects intensifies amid the flood control scandal. Under SEC Memorandum Circular No. 26, Series of 2026, the corporate regulator amended its accreditation guidelines to strengthen the quality of audit work and ensure
YOUR NEWS, OUR NETWORK.
Do you have Great News you want to tell the world?
Be it updates about your business or your community, you can make sure that it’s heard by submitting your story to our network reaching hundreds of news sites across 6 verticals.